A fraudster who spent £200,000 of his dead wife’s life insurance payout on luxury holidays and a hot tub with his new girlfriend has been jailed for four years.
Krzysztof Baczynski controlled to achieve dangle of the six-figure sum, to start with intended for his wife Anna Miszczuk’s son, after she died from most cancers in September 2017.
Less than a month after Mrs Miszczuk’s dying, Baczynski tricked her daughter, the trustee of her insurance insurance policies, into signing the money over to him.
The cash had been due to pass to Mrs Miszczuk’s younger son when he turned 25.
A court heard how Baczynski, 40, began the usage of the cash ‘as if it was once his own’ and even spent the essential illness a part of the payout while his wife was nonetheless alive.
Baczynski gave his step-children the impression he used to be taking care of the cash, however he used to be in truth spending it on holidays with his new spouse.
He also invested in a store and used some of the cash to prop up his failing trade which was part of a cosmetics pyramid scheme.
Krzysztof Baczynski has been jailed for four years after he spent £200,000 of his dead wife’s life insurance payout on luxury holidays and a hot tub with his new girlfriend
aczynski managed to gain hang of the six-figure sum, first of all meant for his wife Anna Miszczuk’s son, after she died from cancer in September 2017
Anna Miszczuk (pictured) died from cancer in September 2017, two months after being diagnosed
In the months after his wife’s demise, he and his new girlfriend jetted off to Tenerife, Moscow and Poland and even splashed out on a hot tub.
During this time, he brazenly took his step-children on vacation, pretending his flourishing industry was once paying for the trips.
A courtroom heard he burned via his wife’s whole £200,000 life insurance payout in simply nine months.
He was caught after he took footage of himself and his new partner ‘dwelling it up’ at fancy restaurants and enjoying themselves in their hot tub.
Following a trial at Northampton Crown Court, Baczynski, of Wellingborough, Northamptonshire, was found in charge of 1 count of fraud. He used to be cleared of any other depend of fraud by way of false representation.
He used to be jailed for four years on Monday and instructed he can be matter to a Proceeds of Crime Act listening to in a bid to claw back some of money.
His Honour Judge David Herbert KC stated: ‘The money was once released into your account with the knowledge of your step-daughter.
‘Both her and her brother have been unaware that you started to spend the cash in the way in which that you did.
‘I'm quite glad that it was Anna’s wish that her son should obtain all of that money.
Less than a month after Mrs Miszczuk’s demise, Baczynski tricked her daughter, the trustee of her insurance insurance policies, into signing the cash over to him
‘The proof within the trial was once that money can be shared with his sister.’
Judge Herbert advised Baczynski he spent the cash ‘as if it were his personal’, including: ‘Within nine months you had spent it all.’
He stated: ‘The jury heard the way you spent it on more than a few holidays round Europe, a automobile, making an investment significant sums of cash in your business.
‘You have been additionally loaning sums of cash to others. It’s now all long gone. Anna’s adolescents have been beneath the impact you had been doing well in your small business.
‘You don’t appear so as to accept that was once Anna’s young people’s inheritance. It was her demise want they won it to set them up for life.
‘You agreed the ones wishes and failed to safeguard the cash for her adolescents and essentially squandered it on your self.
‘Your reckless perspective to the money is well summed-up by pictures of you living it up in restaurants and stress-free in hot-tubs with a woman with whom you have been in a dating at that time.
‘You even gifted her one of the crucial money. It’s transparent you don't have any concept how disgustingly you've gotten behaved.
‘You still persist to your declare you had been going to repay the money. I'm fairly happy you won’t and by no means had any goal of doing so.
‘Now, when the cash is long-gone you could have nonetheless executed nothing to redress the placement.’
In the months after his wife’s loss of life, he and his new girlfriend jetted off to Tenerife, Moscow and Poland and even splashed out on a hot tub
In a sufferer impact statement, Baczynski’s step-daughter said his crime had left the circle of relatives devastated.
She mentioned: ‘Had me and my brother gained the payments, our financial state of affairs would were very other.
‘We are lately in debt and our mother’s death had a nice effect on us. We were not able to pay the rent final month.
‘I believe like my brother and I misplaced years of having roughly dating with our father on account of his poisoning of our minds.
‘When my mother was once death she felt like her children have been financially protected.
‘This incident has taken over my life. I’ve been not able to disregard about it. It’s been hard to put into phrases the gravity of the have an effect on this has had.’
Catherine Rose, protecting Baczynski, stated: ‘This was once an opportunistic crime, as soon as he had the cash in his account.
‘His most effective significant private dating is with his dog.’
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